
Easy Banana Split Cheesecake is the dessert I make every summer when we have friends over for BBQs or when my nieces beg for something fun and festive. It brings together all the nostalgic banana split flavors in a creamy no bake cheesecake.
My family devours this every time I make it and the best part is you can make it in regular pie pans or little jars for picnics. I first discovered the magic of layering fruit and cheesecake when my daughter asked for her favorite banana split AND cheesecake for her birthday.
Ingredients
- Graham cracker crumbs: add a crunchy buttery base and soak up all the fruit juices buy pre-crushed or pulse whole crackers for freshness
- Unsalted butter: helps hold the crust together choose real butter for the rich taste
- Cream cheese: the star for creamy smooth filling always use full fat and let it come to room temperature before mixing
- Sweetened condensed milk: gives a luscious silky texture and gentle sweetness use a quality brand for best results
- Fresh lemon juice: balances out the sweetness and brightens the whole filling always use fresh not bottled
- Cool Whip or homemade whipped cream: keeps the texture light and airy choose a name brand for stability
- Crushed pineapple: brings juicy tartness press out extra juice so the layers do not get soggy
- Bananas: classic banana split flavor use ripe bananas with no brown spots for best slices
- Strawberries: add color and fresh berry sweetness look for deep red fragrant berries
- Maraschino cherries: those fun bright red toppings that kids love the most opt for real maraschino for authentic flavor
- Chocolate syrup: for drizzling across the top use a bottle with a nozzle for neater lines
- Chocolate chips: little bites of chocolate that add crunch choose mini chips so every bite has some chocolate
- Pecan halves: bring nutty flavor and great crunch you can swap in walnuts or leave out for nut free
Step-by-Step Instructions
- Make the crumb crust:
- Crush graham crackers in a food processor until you have fine crumbs then stir in melted butter using a fork until every crumb glistens. Press gently but firmly into the bottom of two 9 inch pie plates until you have an even layer with a little edge. Freeze the crusts to help them firm up while you work on the filling.
- Mix the cheesecake filling:
- In a large mixing bowl blend cream cheese with sweetened condensed milk and lemon juice using an electric mixer. Beat until the mixture is luxuriously smooth with no lumps this can take five minutes if your cream cheese started cold. Gently fold in the Cool Whip with a spatula until everything is creamy and combined.
- Assemble the layers:
- Spoon the cheesecake mixture over the chilled crusts and spread gently to the sides. Scatter the drained crushed pineapple over the cheesecake then evenly layer on the banana slices and strawberries. Try not to overlap too much so every piece gets each fruit.
- Top and chill:
- Dollop more Cool Whip over the fruit and swirl it out to the edges for a fluffy top. Cover each cheesecake loosely and chill in the fridge for at least four hours. Overnight is even better for super clean slices and melded flavors.
- Decorate and serve:
- Right before serving drizzle chocolate syrup all over the top and sprinkle with chocolate chips and pecans. Finish with big red maraschino cherries in the center of each slice for that classic sundae look.

To me nothing brightens up a party table like the glossy cherries and the pretty stripe of fruit in each slice. The best memories I have are of my grandma sneaking extra maraschino cherries onto my plate when I was little.
Storage Tips
Cover the cheesecake and keep it chilled for three days it slices best when cold. For longer keeping you can freeze the cheesecake after layering on the filling just leave off the toppings until you are ready to serve. Wrap tightly in plastic and foil to keep out freezer odors and thaw overnight in the fridge before decorating and slicing.
Ingredient Substitutions
You can replace the graham cracker crust with crushed Nilla Wafers or use a store bought ready crust for convenience. Swap the pecans with your favorite nut or leave them out for anyone with allergies. Want a different flavor Mix in caramel or strawberry sauce instead of chocolate on top. Use homemade whipped cream instead of Cool Whip for a clean label option.
Serving Suggestions
This dessert is a showstopper on a summer buffet. Serve extra chocolate syrup on the side for drizzling. For parties or picnics spoon the layers into mini trifle jars for individual servings. Add more fresh fruit on top for brunch or a lighter twist.

Cultural and Historical Context
Banana splits date back to the early 1900s when ice cream parlors were the social hubs. Turning the classic flavors into a no bake cheesecake keeps the spirit of sharing and celebration alive. This version is all about nostalgia and fun. Every bite reminds me of birthday parties at the neighborhood soda fountain.
Frequently Asked Questions
- → How do I ensure a smooth cheesecake filling?
Use room temperature cream cheese and gently fold in the Cool Whip to keep the texture creamy and light.
- → Can I make this dessert ahead of time?
Yes, chill in the refrigerator for at least 4 hours or overnight for best results. You can also freeze before adding final toppings.
- → Are there nut-free options?
Absolutely—simply omit pecans or swap them for another topping such as additional fruit or chocolate chips.
- → What’s a good substitute for the graham cracker crust?
Nilla Wafers or a store-bought pie crust make excellent alternatives for the base.
- → How long will leftovers keep in the refrigerator?
Covered, leftovers will keep for up to three days. For longer storage, freeze before adding whipped topping and fresh fruit.
- → Can I make individual servings?
Yes, assemble in parfait jars or mini pie plates for easy single portions.