Mexican White Trash Casserole

Featured in Family-Favorite Main Dishes.

This cheesy Mexican-inspired casserole features layers of lightly crushed tortilla chips, savory seasoned ground beef or turkey, creamy refried beans, and plenty of shredded Mexican blend cheese. The dish is baked until bubbly, with golden cheese and warm flavors throughout. Toppings like sour cream, guacamole, tomatoes, olives, and fresh cilantro add color and a burst of freshness for serving. It's perfect for easy weeknight meals, potlucks, or feeding a crowd when comfort food is on the menu.

Rehan Magic House Recipes
Updated on Sat, 13 Sep 2025 23:25:21 GMT
A delicious looking Mexican dish with cheese and tomatoes. Pin it
A delicious looking Mexican dish with cheese and tomatoes. | magichouserecipes.com

This Mexican White Trash Casserole is a weeknight hero—gooey, craveable, and always a hit at family gatherings or potlucks. It brings together crunchy chips, perfectly seasoned meat, creamy beans, and melting cheese for the kind of meal that disappears fast from the table. This was one of the first casseroles I tried when hosting a big group of friends after college, and it remains my most-requested recipe for game days and casual get-togethers.

I remember the first time I baked this up for relatives and the kitchen filled with that golden cheese aroma. Now my cousins always ask if I am bringing it to our annual summer picnic.

Ingredients

  • Tortilla chips: Use sturdy chips so they stay crunchy and look for whole corn as the first ingredient
  • Ground beef or turkey: Pick a lean protein that browns easily and brings rich flavor
  • Taco seasoning: Choose your favorite blend or make your own for less sodium
  • Salsa: Opt for jarred or fresh store salsa but check ingredient quality for best taste
  • Refried beans: Go for a creamy texture and taste before adding as some store brands are saltier
  • Mexican blend cheese: Shred your own for meltier results and make sure it is fresh
  • Sour cream: Adds cooling balance when served on top
  • Guacamole: Look for ripe avocados if making fresh or high-quality store bought
  • Fresh tomatoes: Adds brightness to cut through the richness
  • Black olives: Briny and salty pop on top
  • Green onions: For crunch and mild bite
  • Fresh cilantro: Delivers herby fragrance and color

Step-by-Step Instructions

Preheat and Prepare the Pan:
Heat oven to 375 F and grease your baking dish with cooking spray or a bit of butter to prevent sticking
Cook and Season the Meat:
Brown ground beef or turkey in a skillet over medium heat for 6 to 8 minutes until no pink remains Stir and break up clumps so it cooks evenly Drain off any grease Add in taco seasoning and salsa then simmer 2 to 3 minutes This step infuses the meat with spice and moisture
Build the First Layer:
Scatter half the crushed tortilla chips across the bottom of your pan They should make a single layer but with some overlap for texture
Spread and Layer Beans:
Dollop refried beans onto the chips Gently smooth into an even layer so every bite carries the creamy bean flavor
Add the Meat:
Evenly spread half the seasoned beef mixture on top covering the beans and chips completely
First Cheese Layer:
Distribute half your shredded cheese blend evenly This is the key to holding the layers together and making it gooey
Finish Layers:
Add remaining tortilla chips next Top with the other half of the beef mixture and finally sprinkle on the rest of the cheese Cover every corner for best melt and flavor
Bake:
Place dish in oven and bake for 20 to 25 minutes When the cheese is melted through bubbling and turning golden at the edges you are done
Cool and Serve:
Let casserole rest for 5 minutes after baking so it slices well Add your favorite toppings like sour cream guacamole tomatoes olives green onions and cilantro Serve while hot and enjoy
A white bowl filled with nachos. Pin it
A white bowl filled with nachos. | magichouserecipes.com

The creamy refried beans are my favorite layer because they pull everything together so nothing dries out By the time the cheese bubbles my family can hardly wait and the first spoonful always reminds me of Sunday dinners as a kid

Storage Tips

Wrap leftovers tightly in foil or transfer to a covered container in the fridge It keeps well for up to three days Reheat in the oven or microwave for best results If making ahead let cool before storing to avoid sogginess

Ingredient Substitutions

Swap in ground chicken for beef or turkey for a leaner option Vegetarian friends can simply skip the meat and double up on beans or add roasted vegetables Use pepper jack or Monterey Jack cheese if you want extra kick

Serving Suggestions

Serve with a big green salad and a tangy vinaigrette to balance the richness A side of Mexican rice or street corn can make it feel like a full feast It is also fun to set up a toppings bar so guests can customize their own portions

A plate of nachos with a dollop of sour cream on top. Pin it
A plate of nachos with a dollop of sour cream on top. | magichouserecipes.com

Cultural or Historical Context

Tex Mex casseroles like this one became wildly popular in American kitchens for their convenience and big flavor The layering style reflects influences from traditional Mexican cooking where beans tortillas and cheese are foundational This dish is really a celebration of comforting fusion food that brings people together

Frequently Asked Questions

→ Can I use ground turkey instead of beef?

Yes, ground turkey can be used in place of beef for a lighter option without sacrificing flavor.

→ How do I keep the chips from getting soggy?

Add the tortilla chips just before baking and avoid letting assembled layers sit uncovered.

→ What cheese works best for this dish?

Mexican blend cheese is ideal, but cheddar, Monterey Jack, or a mix can also be used successfully.

→ Are there vegetarian adaptations for this casserole?

Swap the meat for sautéed vegetables or plant-based protein, and keep all other layers the same.

→ Can this be made ahead and reheated?

The casserole can be assembled and refrigerated, then baked and topped fresh for best results.

→ What toppings work well for serving?

Popular toppings include sour cream, guacamole, diced tomatoes, black olives, green onions, and cilantro.

Mexican White Trash Casserole

Bold flavors with salsa, beef, beans, and cheese, layered and baked with a crunchy tortilla chip topping.

Prep Time
10 Minutes
Cook Time
25 Minutes
Total Time
35 Minutes
By: Reham

Category: Main Courses

Difficulty: Intermediate

Cuisine: Mexican

Yield: 1 casserole

Dietary: ~

Ingredients

→ Casserole foundation

01 1 bag (9–10 oz) tortilla chips, lightly crushed
02 1 pound ground beef or turkey
03 1 packet (about 1 oz) taco seasoning
04 1 cup salsa, any preferred heat
05 1 can (15 oz) refried beans
06 2 cups shredded Mexican blend cheese, divided

→ Optional toppings for serving

07 Sour cream
08 Guacamole
09 Diced fresh tomatoes
10 Sliced black olives
11 Chopped green onions
12 Fresh cilantro leaves

Instructions

Step 01

Preheat oven to 375°F. Lightly coat a 9x13-inch baking dish with cooking spray or butter.

Step 02

In a large skillet over medium heat, cook ground beef until completely browned and no longer pink, about 6–8 minutes. Drain excess grease, then stir in taco seasoning and salsa. Simmer for 2–3 minutes until flavors are well blended.

Step 03

Spread half of the lightly crushed tortilla chips evenly in the bottom of the prepared baking dish.

Step 04

Spoon refried beans over the chips and spread into an even layer. Top with half the seasoned beef mixture, distributing evenly.

Step 05

Sprinkle 1 cup of shredded Mexican cheese blend over the beef layer.

Step 06

Add the remaining tortilla chips, then cover with the rest of the beef mixture and finish with the remaining 1 cup of cheese, ensuring full coverage.

Step 07

Bake in the preheated oven for 20–25 minutes until cheese is fully melted, bubbly, and lightly golden at the edges.

Step 08

Allow casserole to cool for about 5 minutes. Add desired toppings such as sour cream, guacamole, tomatoes, black olives, green onions, and cilantro. Serve warm.

Notes

  1. For crispier texture, assemble with tortilla chips just before baking instead of letting them sit exposed. Use hot salsa or add chili flakes to increase spice level.

Tools You'll Need

  • Large skillet
  • 9x13-inch baking dish
  • Cooking spray or butter

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 450
  • Total Fat: 22 g
  • Total Carbohydrate: 38 g
  • Protein: 20 g